Florida-based merchant services company, Commersense, is providing small to medium sized businesses throughout North America with merchant cash advances as banks increasingly deny accounts for small business loans.

“As banks make it more difficult to secure a small business loan, many businesses are at a loss for cash in times of need. At Commersense, we make it easier to immediately secure funds through merchant cash advances,” said Chris Kille, President of Commersense.

Merchant cash advances allow businesses to have cash on hand for items that may not have an immediate return on investment such as inventory, payroll, expansion, advertising, remodeling and new equipment.  In comparison to small business loans, merchant cash advances have higher approval rates and are typically processed much faster, which allows merchants immediate access to capital in times of emergency or need. For businesses within the retail, restaurant or service industry, merchant cash advances serve as great alternatives to traditional financing, especially if the company has minimal collateral and less than perfect credit.

Merchant cash advances are not bound by the laws that regulate lenders and limit interest rates because the deal is a purchase and sale of future income. Instead of requiring scheduled fixed payments, a merchant cash advance provider directly collects a set percentage of a merchant’s daily credit card sales.

“The merchant cash advance industry as a whole is burgeoning. Our clients benefit from the flexibility of our terms. The amount a merchant pays varies with their cash flow, so they aren’t responsible for large payments on slow months when sales may not be that high,”  added Kille.

Commersense’s Merchant Cash Advance Advantage Program offers a 90% approval rate on applications, and Commersense can advance businesses up to $1,000,000 depending on the businesses’ credit card sales.

For more information, visit www.csmerchantservice.com. A Commersense representative can be contacted by calling (813) 489-8501 or by emailing sales@csmerchantservice.com.

About Commersense:

Founded in 2006, Commersense is a full service business solutions provider offering merchant cash advances, merchant processing services, credit card equipment sales and leasing, payroll and employee benefits and more. Commersense assists clients in finding the best rates for processing payment transactions and offers efficient solutions for credit and debit transactions, online transactions, check processing, payroll services and mobile-based transactions.

CONTACT: Media, Michelle Boyd, +1-813-382-8810

Web Site: http://www.csmerchantservice.com

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