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Business, Stock Market, Commodities and Real Estate News - Part 5

Financial Advisor Prefers Modesty for Retirees

After the financial pummeling investors have endured over the last decade, there is a palpable loss of confidence in the stock market – and a loss of patience. In response to the demand from increasingly conservative consumers, safer financial strategies are slowly evolving, even as riskier propositions are dying out. Financial advisors have not always sought to protect client portfolios from market risk, preferring a “wait and hope” approach to investing that relies in the market to bounce back up when it dips. But now, an entire generation of investors is looking for a safety net for their capital in retirement – and that’s exactly what today’s savvy financial advisors, like John Convery, aim to provide.

As founder and CEO of The Educated Wealth Center, LLC in West Palm Beach Florida, John describes himself as an advocate and educator for retirees. “You shouldn’t have to lose sleep at night wondering if you’ll have enough to live comfortably. There are proven strategies that align your resources properly to ensure you will always have enough,” he says. One of those proven strategies lies in knowing how to use annuities to ensure a constant flow of income – a pitch that isn’t always popular.

Annuities have developed a bad reputation, and some of it is deserved. Once you’ve heard one horror story, it’s hard not to treat every one of the dozens of different types of annuities as suspect. You’ve probably heard the story of the retiree died before pulling his money out of his annuities – and the insurance company kept the money. It’s the black sheep in the Annuity family that everyone talks about. But annuities deserve a second look. When it comes to protecting capital while still maintaining steady cash flow, fixed indexed annuities especially can be a central component of a solid portfolio.

When advising his clients, John Convery lists the safest types of investments: certificates and deposits with certain banks, US Treasury Notes, Fixed and Indexed Annuities. The problem with all of those investments, he says, is that interest rates are so low that “You die a death of a thousand cuts.” Indexed annuities are the notable exception.

“We like to see clients using indexing so they can benefit from the gains of the market without risking the losses. Over time, indexing should allow them to keep their incomes in pace with inflation.” However, he warns, “It’s not going to allow you to make a fortune in the market. But over time, it should allow you to outperform inflation. If you can accomplish that, then you’re going to be all right. Modest goals for a modest time, but in a market this volatile, feeling financially secure is worth a fortune.”

Read more: http://www.educatedwealthcenter.com/john-convery-west-palm-beach-fl.php

CONTACT: Matt Collins, 800-980-1626, matt@celebritybrandingagency.com

Web Site: http://www.educatedwealthcenter.com

TD Bank Proposed Acquisition Under Investigation

Law office of Brodsky & Smith, LLC announces that it is investigating potential claims against the Board of Directors of Epoch Holding Corp. (“Epoch” or the “Company”) (Nasdaq: EPHC) relating to the proposed acquisition by TD Bank Group (“TD Bank”).

Under the terms of the transaction, Epoch shareholders will receive only $28.00 in cash for each share of Epoch stock they own. The investigation concerns possible breaches of fiduciary duty and other violations of state law by the Board of Directors of Epoch for not acting in the Company’s shareholders’ best interests in connection with the sale process to TD Bank. The transaction may undervalue the Company and will not result in a substantial gain for many Epoch shareholders. For example Epoch stock traded at $27.80 as recently as April 27, 2012 and an analyst has set a $33.50 per share price target for Epoch stock.

If you own shares of Epoch stock and wish to discuss the legal ramifications of the proposed transaction, or have any questions, you may e-mail or call the law office of Brodsky & Smith, LLC who will, without obligation or cost to you, attempt to answer your questions.  You may contact Jason L. Brodsky, Esquire or Evan J. Smith, Esquire at Brodsky & Smith, LLC, Two Bala Plaza, Suite 602, Bala Cynwyd, PA 19004, by e-mail at investorrelations@brodsky-smith.com visiting http://brodsky-smith.com/514-ephc-epoch-holding-corp.html, by calling toll free 877-LEGAL-90.

Web Site: http://www.brodsky-smith.com

Option Traders Get Year End Gift

MIAX Options Exchange (“MIAX”), the newest U.S. equity options exchange, announced today that it will waive transaction fees until the end of the year, other than select transaction and regulatory fees applicable to members trading options on and using services provided by MIAX.  MIAX also confirmed that it will launch trading operations on December 7, 2012, as previously announced.

Thomas P. Gallagher, MIAX’s Chairman and Chief Executive Officer said, “Tomorrow marks a tremendous milestone for MIAX with the launch of our MIAX Options Exchange.  We are proud to be the newest member of the U.S. equity options industry and we look forward to a successful launch.”

Gallagher further stated, “On behalf of our shareholders and the Boards of Directors of both MIAX and Miami International Holdings, Inc., our parent company, I would like to express my sincerest thanks to Doug Schafer, Executive Vice President and Chief Information Officer at MIAX, and his highly skilled and experienced IT team for their unwavering commitment.  Doug and his team are extremely well-versed in the unique functional and performance demands of the options industry and have designed and implemented a trading platform that features ultra-low latency, proper protections and exceptional throughput, and which can be operated on a very cost-efficient basis.”

Shelly Brown, Senior V.P. Strategic Planning and Operations, who spearheaded the MIAX Exchange strategy, stated, “The response from the options industry has been very enthusiastic, and we are pleased to have more than 27 market makers and order flow providers already approved for options trading with additional firms close to completing the membership process.”

MIAX is a fully electronic options trading exchange. Its trading platform has been developed in-house and designed from the ground up for the unique functional and performance demands of derivatives trading.  The MIAX executive offices and technology development center are located in Princeton, New Jersey.  The National Operations Center for the MIAX Options Exchange is also housed at the Princeton facility.  Additional executive offices, as well as a multi-purpose training, meeting and conference center will be located in a state-of-the-art facility in Miami, Florida.

For detailed information regarding fees on the MIAX Options Exchange, please visit www.miaxoptions.com/content/fees.

For further information regarding the MIAX Options Exchange, including fee schedule, news and recent developments, member onboarding, and technology onboarding, including specifications and requirements, please visit www.MIAXOptions.com or contact MIAX Trading Operations at TradingOperations@MIAXOptions.com.

Corporate Communications Contact: Oly Wirtz
609-897-1478
owirtz@miami-holdings.com

About MIAX Options Exchange

MIAX is a wholly-owned subsidiary of Miami International Holdings, Inc. (“MIH”).  MIAX has assembled a team with deep rooted experience in developing, operating and trading on options exchanges.  The initial focus of MIH is to leverage management’s expertise and relationships in the equity options space to launch the MIAX Options Exchange.  MIAX intends to launch the MIAX Equities Exchange once the MIAX Options Exchange is operational and plans to pursue Latin American equity listings.  The launch of the MIAX Equities Exchange is subject to SEC approval.  The vision for the MIAX Equities Exchange is to become a marketplace that enables access to the Latin American markets, a place where global Hispanic entrepreneurs can seek capital and growth opportunities, and an exchange where Latin American companies will want to be listed.  MIAX believes that Miami is the ideal location for taking advantage of the rapidly developing business opportunities emanating from the Americas and that Latin American companies will be interested in listing on the MIAX because of its presence in Miami.  The MIAX Futures Exchange is also planned as a follow-on initiative.  The launch of the MIAX Futures Exchange is subject to CFTC approval.

Disclaimer and Cautionary Note Regarding Forward-Looking Statements

The press release shall not constitute an offer to sell or a solicitation of an offer to purchase any securities of MIH, and shall not constitute an offer, solicitation or sale in any state or jurisdiction in which such offer; solicitation or sale would be unlawful. This press release may contain forward-looking statements, including forward-looking statements within the meaning of the Private Securities Litigation Reform Act of 1995. Such forward-looking statements include, but are not limited to, statements concerning the plans, objectives, expectations and intentions and other statements that are not historical or current facts of MIH, together with its subsidiaries, including MIAX (the “Company”).  Forward-looking statements include, but are not limited to, statements about the possible or assumed future results of operations of the Company; the competitive position of the Company; potential growth opportunities available to the Company; the expectation with respect to securities, options and future markets and general economic conditions; the effects of competition on the Company’s business; and the impact of future legislation and regulatory changes on the Company’s business.  Forward-looking statements are based on the Company’s current expectations and involve risks and uncertainties that could cause actual results to differ materially from those expressed or implied in such forward-looking statements.

Web Site: http://www.miaxoptions.com

‘Tis the Season for Credit Card Theft

The holiday shopping season is in full swing, and freecreditscore.com™ wants to help shoppers stay off the financial “naughty” list — and avoid identity theft “grinches.”

“Understanding how shopping behavior can affect credit scores during the holiday season leads to better buying decisions,” said Ken Chaplin, senior vice president of marketing for freecreditscore.com. “We offer a variety of articles and tools on freecreditscore.com that help educate people about credit information, which can help holiday shoppers stay on the financial ‘nice’ list this year.”

Here are a few guidelines to help consumers understand their score:

Before putting more purchases on those cards, know what you owe!
A credit score is directly linked to the number of credit cards a consumer possesses and the balance on those cards. The percentage of credit used on the cards weighs heavily on an individual’s credit score. If most cards are close to being maxed out, the credit score may suffer significantly. Before heading to stores, shoppers should assess the available balance on all cards to avoid maxing any out during the holidays.

Ho, ho, no! — Open new lines of credit with caution
During this time of year, many retail stores offer “instant” credit that promises discounts and rewards for shoppers. While these incentives may save a few dollars in the short term, the reality is that this kind of retail card can wreak havoc on your credit score in the long run.

Applying for a credit card initiates a “hard” credit inquiry by the card provider, which can cause a score to drop. In addition, the inquiry remains on a credit report for two years.

The holidays are a time to give, but don’t give your identity!

This is the time for celebration and counting blessings. However, there are “grinches” out there more interested in stealing personal identity information for their own gains. Saving physical and digital receipts can help to avoid being billed for what other people buy with stolen credit card information. As bills start to arrive, itemized expenses should be matched against actual receipts to make sure no one else is using the card for holiday shopping.

Shoppers also can watch for identity theft by monitoring their credit scores through enrolling in products such as freecreditscore.com. If cards are maxed out or if there’s an application for new credit lines, the score will change — and freecreditscore.com sends an alert noting the change. Consumers can access their score at no cost for seven days, also gaining access to additional finance tools and resources. After seven days, a monthly fee is charged for membership in freecreditscore.com.

Additional information about credit and credit scores is available at http://www.freecreditscore.com.

About freecreditscore.com

freecreditscore.com is part of a family of online consumer credit reporting sites belonging to ConsumerInfo.com, Inc., an Experian company. ConsumerInfo.com, Inc. was founded in 1995 to give consumers quick, easy and inexpensive access to their credit profile. It is now the leading provider of online consumer credit reports, credit scores, credit monitoring and other credit-related information. ConsumerInfo.com, Inc. provides credit monitoring to its more than 3.1 million members and has delivered more than 20 million credit reports on the Web. As part of the Experian family, it continues to grow its membership base and develop innovative products to help consumers better understand and manage their credit.

About Experian

Experian® is the leading global information services company, providing data and analytical tools to clients around the world. The Group helps businesses to manage credit risk, prevent fraud, target marketing offers and automate decision making. Experian also helps individuals to check their credit report and credit score, and protect against identity theft.

Experian plc is listed on the London Stock Exchange (EXPN) and is a constituent of the FTSE 100 index. Total revenue for the year ended 31 March 2012 was US$4.5 billion. Experian employs approximately 17,000 people in 44 countries and has its corporate headquarters in Dublin, Ireland, with operational headquarters in Nottingham, UK; California, US; and Sao Paulo, Brazil.

For more information, visit http://www.experianplc.com.

Experian and the Experian marks used herein are service marks or registered trademarks of Experian Information Solutions, Inc. Other product and company names mentioned herein are the property of their respective owners.

Contacts:

Corie Jackson
Edelman PR
1 323 202 1075 (office)
1 818 259 0631 (cell)
Corie.Jackson@edelman.com

Becky Frost
freecreditscore.com
1 949 567 7631 (office)
1 949 202 7296 (cell)
becky.frost@experianinteractive.com

Web Site: http://www.freecreditscore.com

Top Forex Broker Does It Again

English: Typical SMS forex signal, delivered t...

Forex (Photo credit: Wikipedia)

Investors vote OANDA as winner of the ‘Highest Overall Client Satisfaction’ and ‘Value for Money’ awards in 2012

OANDA, a global provider of innovative foreign exchange trading services, has won two awards in Singapore from Investment Trends, a specialist financial services research agency. OANDA was ranked No. 1 for the third year running for “Highest Overall Client Satisfaction”, and was also awarded “Best Value for Money” in forex*. OANDA has won two awards every year the survey has been conducted by Investment Trends. This year’s awards are based on a survey conducted by Investment Trends that received responses from 11,762 traders and investors in Singapore.

“These awards recognize OANDA’s continuous efforts to improve our trading platform and develop new features, as well as our commitment to provide clients with high quality forex trading experiences backed by excellent customer support. It’s good to see that OANDA’s clients are satisfied with our reliable and easy-to-use FX trading platform: its superior quality of execution, innovative features, and tight spreads. Winning the award for highest overall satisfaction is seen as highly prestigious,” said K Duker, CEO of OANDA.

“It is a testament to our hard work and emphasizes our goal to be the most trusted partner for retail forex traders.”

Investment Trends is a global research firm and has been conducting studies in the retail CFD, FX and online broking markets for over 10 years. The survey, conducted in September 2012, is the largest and most extensive study on the Singapore CFD and FX market, analyzing how traders and investors rate the leading FX and CFD providers.

“We are thrilled to be recognized by forex traders for our technology leadership and our reputation for excellence in client service. Singapore is an extremely competitive market, yet OANDA has a continuously growing number of clients because traders trust our services. We have increased our market share and we’re pleased to see that traders recognize our commitment to help them succeed in the volatile FX market. It validates our work in providing innovative tools, data and information traders need – from traditional news sources, social networks, industry experts, and OANDA’s own aggregated market data,” says Marion Lang, Head of Sales and Marketing for OANDA.

* Based on the Investment Trends September 2012   Singapore CFD & FX Report

Notes to the Editors

About OANDA

OANDA Corporation has transformed the business of foreign exchange through an innovative approach to forex trading. The company’s leading online trading platform, fxTrade, introduced a number of firsts to the marketplace, including immediate execution; instant settlement on trades; trades of any size between one unit and 10 million units; and interest calculated by the second. OANDA was the first online provider of comprehensive currency exchange information, and today the company’s OANDA Rate® data are the benchmark rates for corporations, auditing firms, and central banks.

OANDA Corporation has seven offices worldwide, in Chicago, London, New York, Singapore, Tokyo, Toronto, and Zurich. OANDA is fully regulated by the U.S. Commodity Futures Trading Commission (CFTC), the U.S. National Futures Association (NFA), the Monetary Authority of Singapore (MAS), the Investment Industry Regulatory Organization of Canada (IIROC), the UK Financial Services Authority (FSA), and the Japanese Financial Services Agency (FSA).

Contacts:

Cognito for OANDA Corporation
Paul Bowhay / Bryony Scragg
Direct: +44(0)20-7426-9400
OANDAPR@cognitomedia.com
http://www.cognitomedia.com

Planning for Retirement? Get Some Help

Capital One

Retirement Planning (Photo credit: Wikipedia)

Getting older may not be easy, but taking a back seat with your retirement plan could lead to a destiny that is more glum than golden. A new survey from Capital One ShareBuilder reveals that while a majority (54 percent) of Americans plan to retire by age 65, many (36 percent) are not actively contributing to a retirement plan, and more than a quarter (26 percent) are unsure how much they need to save. The survey of American pre-retirees found that while confidence in the ability to save for retirement has improved (with 33 percent claiming to be more confident than they were a year ago), nearly one in four (23 percent) are concerned they may never save enough to retire.

“Now more than ever, it is important for Americans to take their retirement plans into their own hands to ensure they have an adequate nest egg,” said Dan Greenshields, president of Capital One ShareBuilder, Inc. “While planning for a time that many see as a distant future can be a daunting task, people need to assess where they want and expect to be financially when they retire and take advantage of the various tools and resources available to plan for their financial future.”

Retirement Timing and Lifestyle: When and how do Americans plan to retire?

  • More than half (54 percent) of Americans plan to retire by age 65, while 23 percent say they don’t plan to ever fully retire.
  • One in four (25 percent) Americans plan to work part-time during their retirement, and that percentage increases closer to retirement age, with 40 percent of Americans age 55-64 saying they’ll work part-time.
  • A third (33 percent) of Americans plan to maintain their current lifestyle, while 17 percent plan to make sacrifices and 11 percent plan to improve their lifestyle; 38 percent said they are unsure of what lifestyle they plan to lead.

Roadblocks to Retirement Savings: What’s keeping Americans from saving?

  • Paying for college tuition (20 percent), job loss (10 percent) and daily household bills (14 percent) are the top roadblocks for retirement savings, according to respondents.
  • Only just over one third (37 percent) of Americans say nothing has impeded their ability to save for retirement.

“At any point in life, events can come up where even the best laid financial plans can be derailed,” Greenshields said. “Having an adequate emergency or rainy day fund will help ease the financial burden of unexpected costs – and help keep you on track for retirement.”

The ING DIRECT Orange Savings Account, which can be directly linked to your ShareBuilder account, boasts features including automatic savings functionality and a My Savings Goals tool designed to help build a financial cushion, so you won’t need to dip into or cease contributing to your retirement savings.

Facing Retirement with an Arsenal of Tools:

One thing is for certain – money doesn’t grow on trees. While forty percent of older Americans plan to work part time in retirement, the reality of retirement requires a substantial and realistic nest egg. In preparing for the years ahead, experts agree steps need to be taken for the 26 percent of Americans who are not sure or do not have a retirement plan.

ShareBuilder by Capital One offers solutions that can help investors get their retirement plan on track:

  • Twenty-two percent of Americans between the ages of 55 and 64 report not knowing how much they will need to retire. RetireMyWay can help you create a personal and customizable map of the retirement they are seeking and how to get there financially.
  • ShareBuilder’s Portfolio Builder is a simple, low-cost tool to help you build a diversified portfolio that aligns with your risk tolerance and work toward your long-term goals.
  • ShareBuilder offers a no-fee IRA1, which is a great low-cost option to either get started or roll over an old 401K or IRA to.

Survey Methodology

The national phone survey was conducted within the United States by TNS on behalf of Capital One ShareBuilder from September 26 through 30, 2012 among 1,000 adults age 18+. No estimates of theoretical sampling error can be calculated; a full methodology is available.

About ShareBuilder by Capital One

Capital One ShareBuilder, Inc., is a leading online brokerage for investors who have long-term financial goals and want to say goodbye to investing complexity. Whether you’re a seasoned investor or just getting started, ShareBuilder by Capital One has what Americans need to help secure their financial future without sacrificing their lives to the stock market. No minimum balance required when you open an account and pay low commissions when investing. Trade when you want, any amount you want, and what you want — stocks, exchange-traded funds, mutual funds, options and retirement solutions.

1 For complete information, see pricing and rates.

Diversification does not guarantee a profit or protect against market losses.

Securities products are offered by Capital One ShareBuilder, Inc., a registered broker-dealer and member FINRA/SIPC. Capital One ShareBuilder, Inc. is a subsidiary of Capital One, N.A. Follow us on Twitter and Facebook.

Banking Services are provided by ING Direct, a division of Capital One, N.A., member FDIC.

ING Direct is now a division of Capital One, N.A. ING Bank, fsb, and its subsidiaries, including ShareBuilder Corporation, have been acquired by Capital One Financial Corporation and are no longer affiliated with ING Groep N.V.  (“ING”). The trademarks ING, ING DIRECT, ING Lion, and the ING Lion logo, alone or as a part of any trademark logo, work or domain name are trademarks of ING and are used by permission.

Securities products are: Not FDIC insured – Not Bank guaranteed – May lose value

Web Site: http://www.sharebuilder.com

Stock Expert Reveals Top Stocks to Buy and Sell

Zacks Equity Research highlights Unilever Plc (NYSE:UL) as the Bull of the Day and NuStar Energy (NYSE:NS) as the Bear of the Day. In addition, Zacks Equity Research provides analysis on Toyota Motor Corp. (NYSE:TM), Honda Motor Co. (NYSE:HMC) and Nissan Motor Co. (OTC:NSANY).

Full analysis of all these stocks is available at http://at.zacks.com/?id=2678.

Here is a synopsis of all five stocks:

Bull of the Day :

We are upgrading our recommendation on Unilever Plc (NYSE:UL) to Outperform from Neutral based on impressive third quarter 2012 results. Despite high input costs and a tough currency environment, Unilever posted healthy underlying sales growth of 5.9% on the back of both volume and pricing gains.

Increased investment in innovation and brand building also contributed to the growth. Organic sales in the emerging markets improved as well. The company maintained its dominant market share in all the business segments and recorded decent growth in spite of global economic crisis.

We are encouraged by Unilever’s solid fundamentals and a wide portfolio of globally recognized flagship brands. Moreover, continuous innovation in all the segments adds to its growth prospects.

Bear of the Day:

Following NuStar Energy’s (NYSE:NS) grim third quarter results, we are recalibrating our investment thesis on the midstream energy partnership to Underperform from Neutral. In particular, losses in its asphalt and fuel marketing segments (which together contribute roughly half of total income) adversely impacted NuStar’s third quarter profits.

Though we welcome the partnership s decision to sell a 50% stake in its volatile asphalt operations, the continued poor outlook for the sector will be a further drag on NuStar’s near-to-medium term EBITDA. We are also concerned by the partnerships high leverage. Considering these headwinds, we expect NuStar to perform below the industry, which gives investors little reason to hold the stock.

This is corroborated by our new Underperform recommendation. Our $40 price objective reflects a 2013 P/E multiple of 17.7x.

Latest Posts on the Zacks Analyst Blog:

Toyota Motor Corp. (NYSE:TM) expects that its sales in the U.S. will top 2 million vehicles in 2012 depending on burgeoning demand for Camry sedan and Prius hybrid. Last time, when the automaker’s sales reached that level was in 2007, at 2.62 million vehicles. Logging a sales of more than 2 million vehicles in the year implies a 22% growth from 2011.

In the first nine months of the year, Toyota’s sales grew 29.5% to 1.72 million vehicles. Sales of Camry surged 36.5% to 344,714 units while sales of Prius leapt 91.2% to 200,114 units during the period (all on a daily selling rate basis).

Toyota saw more than threefold increase in profits to ¥257.92 billion ($3.28 billion) or ¥81.44 ($1.04) per share in the second quarter of fiscal year ended September 30, 2012 from ¥80.42 billion or ¥25.65 in the same quarter of prior fiscal year.

The increase in profits can be attributed to strong demand for Toyota vehicles as well as positive impact from the company’s cost control measures. However, profits were lower than the Zacks Consensus Estimate of $1.62 per share.

Revenues in the quarter grew 18.2% to ¥5.41 trillion ($68.75 billion) on a 14.9% rise in sales volume to 2.16 million units. Vehicle sales increased in all the regions, except Europe. Operating income more than quadrupled to ¥340.61 billion ($4.33 billion) from ¥75.39 billion in the second quarter of previous fiscal year.

For fiscal 2013 ending March 31, 2013, Toyota projected lower consolidated vehicles sales of 8.75 million units, down 50 thousand units from the prior guidance. The automaker also lowered its consolidated revenue outlook to ¥21.30 trillion (up 14.6% from fiscal 2012) from the prior guidance of ¥22.00 trillion. The downward revision of sales outlook was based on difficulties in Chinese and European markets.

However, it raised operating income guidance to ¥1.05 trillion (up 195.3% from fiscal 2012) from the prior level of ¥1.00 trillion and profits to ¥780.0 billion (175.1%) from the previous projection of ¥760.0 billion.

Toyota is the leading automaker in the world. Its product portfolio consists of a full range of models from passenger cars, minivans and trucks as well as related parts and accessories.

The company’s domestic competitors include Honda Motor Co. (NYSE:HMC) and Nissan Motor Co. (OTC:NSANY). Despite better results, the company currently retains a Zacks #3 Rank on its shares, which translates to a short-term (1 to 3 months) rating of Hold, owing to the global economic weakness and problems in China, the company’s one of the biggest markets.

Get the full analysis of all these stocks by going to http://at.zacks.com/?id=2649.

About the Bull and Bear of the Day

Every day, the analysts at Zacks Equity Research select two stocks that are likely to outperform (Bull) or underperform (Bear) the markets over the next 3-6 months.

About the Analyst Blog

Updated throughout every trading day, the Analyst Blog provides analysis from Zacks Equity Research about the latest news and events impacting stocks and the financial markets.

About Zacks Equity Research

Zacks Equity Research provides the best of quantitative and qualitative analysis to help investors know what stocks to buy and which to sell for the long-term.

Continuous analyst coverage is provided for a universe of 1,150 publicly traded stocks. Our analysts are organized by industry which gives them keen insights to developments that affect company profits and stock performance. Recommendations and target prices are six-month time horizons.

Zacks “Profit from the Pros” e-mail newsletter provides highlights of the latest analysis from Zacks Equity Research. Subscribe to this free newsletter today by visiting http://at.zacks.com/?id=7158.

About Zacks

Zacks.com is a property of Zacks Investment Research, Inc., which was formed in 1978 by Leonard Zacks. As a PhD from MIT Len knew he could find patterns in stock market data that would lead to superior investment results. Amongst his many accomplishments was the formation of his proprietary stock picking system; the Zacks Rank, which continues to outperform the market by nearly a 3 to 1 margin. The best way to unlock the profitable stock recommendations and market insights of Zacks Investment

Research is through our free daily email newsletter; Profit from the Pros. In short, it’s your steady flow of Profitable ideas GUARANTEED to be worth your time! Register for your free subscription to Profit from the Pros at http://at.zacks.com/?id=4582.

Visit http://www.zacks.com/performance for information about the performance numbers displayed in this press release.

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Disclaimer: Past performance does not guarantee future results. Investors should always research companies and securities before making any investments. Nothing herein should be construed as an offer or solicitation to buy or sell any security.

Media Contact
Zacks Investment Research
800-767-3771 ext. 9339
support@zacks.com
http://www.zacks.com

Web Site: http://www.zacks.com

 

 

Real Estate Investors Buying Up Storm Damaged Homes

Union Holding Group, a Union County New Jersey-based Real Estate Investment Company, has ramped up their Cash for Houses Program in New Jersey in the wake of Hurricane Sandy.

Chief Marketing Officer, Chris Floor, said, “The damage Sandy brought is immense – rendering many houses impossible to sell or mortgage on the retail market.  Our Cash for Houses program is an easy way for homeowners to sell their property as-is – without needing to fix homes or bring them up to code to meet township certificate of occupancy standards.”

Many homeowners are still trying to salvage sentimental items among the damage – as well as awaiting insurance adjuster appointments so they can find out where they stand with their insurance claims.  Floor went on to say, “We know how difficult this situation can be – it’s their homes we’re talking about.  We offer sellers the flexibility to close when they want to – we’ve got plenty of work to do and we’ve had plenty of sellers that have already taken advantage of the Cash for Houses program.  Sellers can close when it’s most convenient for them – period.”

Getting cash for houses often sounds appealing – but it’s not for everyone.  Floor continued, “Some sellers are much more comfortable using a Realtor versus selling directly.  The issue there is many storm-damaged homes require extensive renovation – and it’s not easy to find available contractors as they’ve got their plates full with work.  Sellers seeking a fast sale – so they can move on quickly – are often the best candidate for the Cash for Houses program.”

Union Holding Group is a Union County New Jersey-based Real Estate Investment Company based in Cranford, NJ.  For more information call 866-910-5323 or visit www.houses4fastcash.com.

This press release was issued through eReleases® Press Release Distribution. For more information, visit http://www.ereleases.com.

Web Site: http://www.houses4fastcash.com

Pennystocks Best Trades Now

Volume Trading Report: Superior Venture Corp (OTC: SVEN), Cannabis Science (OTC: CBIS), AMR Corp (OTC: AAMRQ), Pac West Equities (PINK: PWEID)

Superior Venture Corp (OTC: SVEN) got off to a strong start yesterday and held its gains throughout the trading day on Wall Street.  SVEN closed up 219% on a massive 126 million shares traded.  The price action and volume is likely to remain with this name all week at least and we will make sure we are right in front of you keeping you up to date with the price performance and volume.

AMR Corp (OTC: AMR) will remain on our volume watch list after trading over $6 million yesterday, however also trading lower by over 6%.

Pac West Equities (PINK: PWEID) was back on the volume watch list for the wrong reasons again today based on yesterdays close.  PWEID closed down 41% on $2.5 million traded.

Cannnabis Science has also been in the news a lot recently with recent law changes and was back trading over $1 million in Tuesdays action the OTCQB market.  CBIS was also lower by 6% on $1 million traded.

If you are looking to know what’s going on with these companies on the OTCQB and in addition receive weekly picks on stocks that we feature….simply sign up at our website for free.

http://www.clubpennystock.com

Regardless of what’s going on in the mainstream we will always keep you updated and look to be value added. We hope you have enjoyed our coverage last week; we will be back to you on Thursday with our look at the OTC markets.

We are making sure you are right in touch with all the top volume leaders in the penny stock world, and the lists of penny stocks.  We will show you the movers and shakers and the companies making the headlines in our trading world.

We track the volume and keep in touch with any increasing trends to the upside or downside.  We also cover the top stocks on the OTCQB, OTCQX, and the Pink Sheet markets.

As our subscribers know, timing is absolutely critical when buying stocks. The stocks you buy are not as important as when you buy.

Disclosure: Clubpennystocks is not a registered investment advisor and nothing contained in any materials should be construed as a recommendation to buy or sell securities. Investors should always conduct their own due diligence with any potential investment. Clubpennystocks is a wholly owned entity of a financial public relations firm.  We have not been compensated by any of the companies listed in this news release.

Contact: Email: info@clubpennystocks.com, Tel: +1-561-417-7154

Payday Loans Go Hi Tech With Online Service

A shop window advertising payday loans.

Payday Loans (Photo credit: Wikipedia)

PaydayLoansOnline.net launches a brand new “100% online” service, available for free on the website. As a response to growing demand in the personal finance sphere for instant payday loan access, the organization has created a way for US, UK and Canadian residents to apply for short term loans on the internet, without visiting an office or sending a fax.

The new 100% online service allows effective pinpointing of suitable lenders in the applicants’ home vicinity. Money can be borrowed from local lenders for a few weeks at a time and is paid directly into a bank account, and repaid via the same easy way on the borrower’s next pay day.

The PaydayLoansOnline system is powered by a short and direct application form that fields customer details straight to the most appropriate lenders. Bad credit is no obstacle as the service is equally available to individuals with poor, good or no credit.

A spokesperson for PaydayLoansOnline.net made the announcement.

“PaydayLoansOnline.net is pleased to launch its new 100% online service for finding fast cash loans. With the holidays approaching, many people need to pull in extra shifts at work to cover their outgoings and still can’t make the month despite their best efforts. Missing precious hours of work to visit storefront payday lenders means lost earnings and oftentimes, wasted journeys where they are not approved.”

The spokesperson continued, “The beauty of our online payday loans finding service is that we are partnered with lenders who operate 24 hours a day online, making it a very convenient option that can be used from all computers. In addition to this, the lenders are all specialists in the bad credit sector, making them more likely to approve loans regardless of an individual’s perceived financial difficulty.”

The service is comprised of some notable components. Namely, that the credit scores of applicants are never revealed throughout the application and matching process, as neither PaydayLoansOnline nor its network of affiliated lenders use or report to credit reference agencies.

The online application form takes less than 2 minutes to complete and is confidential. It is possible for an applicant to receive instant approval online or continue searching without commitment until finding the best loan that suits them.

To apply, click on:  http://www.paydayloansonline.net

Contact:
Sam Malka
admin@paydayloansonline.net
7863199951

Web Site: http://www.paydayloansonline.net

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